Special Risk Management Topics

Chapter 18(Attached) presented special risk management issues with Blue Wood Chocolates, and chapter 19(Attached) presented various financial risks at Kilgore Custom Milling. If Blue Wood Chocolate and Kilgore Custom Milling are to develop a risk management framework, who should lead the process at each company? Should a Chief Risk Officer (CRO) be appointed? If so, to whom should he/she report and have access to? How could smaller companies without the resources for a dedicated CRO deal with ERM? What is the role for the board in such a process? 
 
Original Discussion(What’s need to be done) –  As indicated above, if Blue Wood Chocolate and Kilgore Custom Milling are to develop a risk management framework, who should lead the process at each company? Should a Chief Risk Officer (CRO) be appointed? If so, to whom should he/she report and have access to? How could smaller companies without the resources for a dedicated CRO deal with ERM? What is the role for the board in such a process?

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The original discussion should be a minimum of 300 words with at least 3 references in APA style.
After this, there is an attached document called “Discussion needs responses”. In this document there are three discussions which needs responses. Each response should be a minimum of 150 words.

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